Popular Quick Loans in Kenya

What are the requirements for a customer to have any loan?

  • Be a registered Safaricom Subscriber.
  • Be a registered Safaricom M-PESA customer.
  • Have an active Safaricom M-PESA account/line.
  • Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are
    not allowed.


While applying for a loan, the App will notify you on the amount you qualify for, based on a questionnaire answered, calling pattern, SMS and how you use your M-Pesa.

gives you access to fast & convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

It is a service that allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their M-PESA account.

Sign up directly in the Tala app, and fill out your personal information to apply for your first loan. Loans up to KSh 30,000. Fees from 5-15%.

Offers loans from Ksh 250 to Ksh 70,000. Loan terms range from 4 – 68 weeks. Interest ranges from 10% – 27% with an equivalent monthly interest of 1% – 14%, depending on your loan option.

With our easy repayment terms and clear fees, we bring transparency in understanding your cost of credit. The more loans your repay on time, the higher your loan limit, lower fees and flexible repayment terms.

Anyone with an Android smartphone can download the Mokash app, apply for a loan, and receive an instant decision. It takes a few minutes to complete the application.

This is an Android mobile app currently based in Kenya that offers instant mobile loans. Stawika automatically evaluates mobile phone data as well as other factors to assign loans. This process takes less than 5 minutes.

Are digital loans deployed via an android app called “Okolea” their interest rate is between 5% to 15% per month.

In order to qualify for a loan, you need is to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data, and M-PESA.
You’ll also need not to be negatively listed on CRB/blacklisted by Safaricom on Okoa Jahazi.


Author: Passion Kona

“The only way to do great work is to love what you do. If you haven't found it yet, keep looking. Don't settle.”

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Passion Kona

“The only way to do great work is to love what you do. If you haven't found it yet, keep looking. Don't settle.”

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